Fast Loans at Acoma Capital Partners, Secure Deals Quickly & Efficiently

By Gino Rodrigues, Acoma Capital Partners

I have been in this business long enough to see the same story play out hundreds of times. A client calls me, excited about an incredible property they found. The numbers work, the location is perfect, but there is one problem, they are competing against cash buyers and their bank wants 45 days to close. Three weeks later, they call back. The seller went with someone else who could close in ten days.

That is exactly why I developed relationships with direct lenders who specialize in speed. Our FAST LOAN program can save more deals than I can count, and frankly, it can become your secret weapon for clients who are serious about winning in competitive markets.

The Reality About Speed and Competition

Look, I am not going to sugarcoat this, our rates are higher than what you would get from your local bank. But here is what I tell every client: missing a great deal costs more than paying a higher interest rate.

I have seen investors lose $200K flips because they tried to save 2% on their loan rate. I have watched commercial buyers forfeit $50K earnest money deposits because their bank could not perform. The math is pretty simple when you actually run the numbers. We typically work with loan amounts from $100K up to $20M, and we cover everything from single-family rehabs to major commercial acquisitions. Whether you are buying in Colorado, California, Texas, or any of our other active markets, the process is the same, we move fast because that is what wins deals.

When This Program Makes Sense

I usually recommend our FAST LOAN program when clients are facing real deadlines. Maybe you are in a 1031 exchange and running out of time. Maybe you found a distressed property that banks will not finance but you can see the potential. Maybe you are tired of losing deals to cash buyers and want to level the playing field.

The sweet spot is investors who understand that real estate is about opportunity cost. If you can buy right and move fast, you will make more money paying higher rates for short-term financing than you will wait for cheap money that might never come.

How We Actually Do This

The process is pretty straightforward. You call me when you find the property. I look at the deal with you, and if it makes sense, I will process the loan with our lender from our network.

These are not just names I found online, these are lenders I've worked with for years, who I trust to perform when they say they will. A fast turnaround can give you a commitment within 24-48 hours and fund within five to seven days.

We are active in Colorado and California primarily, but we have strong relationships with lenders throughout Texas, Washington, Nevada, Oregon, Arizona, and several East Coast markets including Virginia, Maryland, DC, Massachusetts, and North Carolina.

The Bottom Line

After doing this for years, I have learned that timing beats almost everything else in real estate. You can find great deals, run perfect numbers, and have all the experience in the world, but if you cannot move when opportunity shows up, none of it matters.

If you are serious about building wealth through real estate and tired of watching deals slip away while banks take their sweet time, let us talk. I would rather help you close one great deal this month than watch you miss three because your financing could not keep up.

Ready to stop losing deals to slow financing?

Gino Rodrigues | (720) 724-4185 | ginorod@acomacapitalpartners.com

Ashley Rodrigues | ashley@acomacapitalpartners.com

Disclosure: Acoma Capital Partners, Inc. is a licensed mortgage broker that connects borrowers with direct hard-money lenders. We do not lend our own funds but work with a network of private and institutional lenders to secure financing for our clients. All loan terms, rates, and conditions are determined by the funding lender. Loan approval and funding are subject to lender underwriting guidelines and borrower qualification.