Acoma Capital Partners & Total Business Loans, LLC
Unite to Provide Enhanced Business Loan Solutions
Acoma Capital Partners and Total Business Loans, LLC, have forged an alliance to bring you unparalleled access to business financing. This strategic partnership combines Acoma Capital Partners' deep financial expertise with Total Business Loans, LLC's streamlined loan processing, ensuring you receive personalized, efficient, and competitive loan solutions tailored to your unique business needs. Together, we're committed to fueling your growth and success.
Prequalification
Let's See if We're a Match
Range of funding options for your business
Term Business Loan
We don’t just look at credit scores; we see your business potential. Funding in just 4 hours, with no hidden fees.
Line of Credit
Flexible funds when your business needs it. Our line of credit offers easy access to money, helping you handle sudden costs.
Cannabis Business Loans
Obtain business capital through financial resources to cover the costs associated with running a cannabis-related enterprise
Working Capital
Simple, fee-free and not dependent on credit history. Ideal for businesses with a steady monthly revenue
Debt Consolidation
Simplify your debts. Merge multiple payments into one, easing your financial management and focusing more on growing your business.
Cash Advance
Need funds fast? Our merchant cash advance is ideal for quick cash boosts, with simple, speedy processing to support your business’s needs.
How to Apply
Gather Documents to Get Started.
-
Approved State Driver’s License or State or Federal ID
-
Business Bank Statements (Last 12 Months)
-
Articles of Incorp[oration
-
Current Credit Score
-
Signed Consulting Agreement
Frequently Asked Questions
Business loans come in several forms, depending on a company’s needs and financial situation. Common types include term loans (fixed repayment over time), lines of credit (borrow only what you need), equipment financing (specific to purchasing machinery or tools), and merchant cash advances (borrowing against future sales). Each option suits different needs, such as expanding operations or managing cash flow.
Our application process makes it quick and easy to get the money you need. Just fill out our online application, upload the requested documents, and we’ll do the rest. Assuming all looks good, we'll try and get you approved within 30 days.
This depends on the company, where you are in your business cycle, ability to expand and repay. This will be considered early in the process so you can determine the best use of cash. Deals are structured to ensure successful repayment ability at terms that work for each individual client.
Credit score requirements vary by lender and loan type. Traditional lenders, like banks, usually require a good to excellent credit score (typically 650+). Alternative lenders or funding platforms may have more flexible criteria, focusing on revenue, time in business, or other factors rather than credit history alone.
Yes! However, it is important to keep in mind that while traditional financial institutions and lenders can provide cannabis business loans, financing is often obtained from private investors or venture capitalists due to the stigma attached to cannabis products. It's our job to find the best solution for you.
