Owner-Occupied

Bank Statement

A path to financing for self-employed owners who bank their income but do not show it on returns.

Qualify on twelve months of business bank statements instead of tax returns. Built for owner-occupied commercial property and the business owners inside it.

Right for the deal when:

01

The borrower is self-employed.

02

The borrower cannot provide tax returns, pay stubs, or W-2s.

03

The borrower needs more flexibility than a traditional bank offers.

At a Glance.

Loan Size
Up to $2.5M
Purpose
Purchase, Refinance, Cash-Out
Term
5-Year ARM / 30-Year Fixed
Max LTV
Up to 80%
Minimum FICO
650
Amortization
Up to 30 years
Statements, not returns

Income is verified through twelve months of business bank statements.

Owner-occupied focus

Designed for the business owner who occupies the property.

Room to move

Flexibility for borrowers who fall outside rigid bank boxes.

Have a scenario? Let's talk.

Send the basics and get a straight read on whether the deal fits, usually the same day.

(720) 772-1327  ·  Gino Rodrigues  ·  Acoma Capital Partners