Owner-Occupied
Bank Statement
You run the business and own the building. Twelve months of bank statements can qualify the loan, with cash-out available up to 80 percent.
The Program
Qualify on twelve months of business bank statements instead of tax returns. Built for owner-occupied commercial property and the business owners inside it, with cash-out available up to 80 percent.
When It Fits
Right for the deal when:
You occupy the property your business runs from.
Your tax returns understate what the business actually earns.
You need more flexibility than a bank will allow.
Program Terms
At a Glance.
Eligible property types: Retail · Mixed-Use (commercial) · Warehouse & Self-Storage · Office · Light Industrial · Automotive · Mobile Home Park · Restaurants · Bars · Day Care.
Credit required. A qualifying credit score is required, starting at 650. Both rate and terms improve as the score rises.
Why It Works
Income is verified through twelve months of business bank statements.
Built for the business owner who occupies the property.
Pull equity out of the building to put back into the business.
Have a deal? Let's talk.
Send the basics and get a straight read on whether the deal fits, usually the same day.
(720) 772-1327 · Gino Rodrigues · Acoma Capital Partners