Owner-Occupied
Bank Statement
You run the business and own the building. Twelve months of bank statements can qualify the loan, with cash-out available up to 80 percent.
- Up to 80% LTV
- $100K – $2M
- 650+ FICO
Commercial Financing · Nationwide
The Deals
We Get Done.
Owner-occupied and investor financing for the deals a bank turns down. When your tax returns do not tell the whole story, one of these programs still gets you to the closing table. $100K to $2M.
How We Finance
Financing built around your deal.
If you are self-employed and your tax returns do not show what the business really earns, or you have the credit and a property that performs, we have a way to finance it. We qualify your deal on your bank statements, on the property, or on your credit and equity, and we close on the commercial buildings a bank walks away from.
The Programs
Three ways to finance your property.
Commercial Investors
Lite Doc
You have the credit and a property that performs. Skip the full tax package and finance up to 80 percent.
- Up to 80% LTV
- $100K – $2M
- No tax returns
No Income Verification
No Doc
You have strong credit and want as little paperwork as possible. The property and the appraisal carry the deal.
- Up to 75% LTV
- $100K – $1M
- 700+ FICO
Credit required. A qualifying credit score is required, starting at 650. Both rate and terms improve as the score rises.
Eligible across retail, mixed-use, warehouse and self-storage, office, light industrial, automotive, mobile home parks, restaurants, bars, and day care. Terms are indicative and subject to underwriting.
Tell us about your property.
Send the address, the loan you need, and a rough credit picture. You will get a straight read on which program fits and where it prices, usually the same day.
(720) 772-1327 · Gino Rodrigues · Acoma Capital Partners