Commercial Investors

Lite Doc

You have the credit and a property that performs. Skip the full tax package and finance up to 80 percent.

For the commercial investor with credit and a property that performs, without the full tax package. No tax returns and no 4506-T, with 80 percent leverage and a fixed or ARM structure out to thirty years.

Lite Doc commercial property

Right for the deal when:

01

You have strong credit but an incomplete tax picture.

02

The property performs and carries the debt.

03

You want a path with reduced documentation.

At a Glance.

Loan Size
$100K to $2M
Max LTV
Up to 80%
Minimum FICO
650
Term
5-Yr ARM / 30-Yr Fixed
Amortization
Up to 30 years
Documentation
No tax returns / 4506-T

Eligible property types: Retail · Mixed-Use (commercial) · Warehouse & Self-Storage · Office · Light Industrial · Automotive · Mobile Home Park · Restaurants · Bars · Day Care.

Credit required. A qualifying credit score is required, starting at 650. Both rate and terms improve as the score rises.

No tax returns

No returns and no 4506-T to qualify the file.

Leverage to 80%

Full leverage for investors who can show the property performs.

Fixed or ARM

A 5-year ARM or a 30-year fixed, amortized up to thirty years.

Have a deal? Let's talk.

Send the basics and get a straight read on whether the deal fits, usually the same day.

(720) 772-1327  ·  Gino Rodrigues  ·  Acoma Capital Partners