No Income Verification

No Doc

You have strong credit and want as little paperwork as possible. The property and the appraisal carry the deal.

The shortest path, for strong credit that wants to document as little as possible. No tax returns, bank statements, or operating statements. The property and the appraisal carry the deal.

No Doc commercial property

Right for the deal when:

01

You have strong credit and equity.

02

You would rather not produce income documents.

03

Speed matters more to you than maximum leverage.

At a Glance.

Loan Size
$100K to $1M
Max LTV
Up to 75%
Minimum FICO
700
Term
5-Yr ARM / 30-Yr Fixed
Amortization
Up to 30 years
Documentation
No income docs *

* Property appraisers may request income documentation. Eligible property types: Retail · Mixed-Use (commercial) · Warehouse & Self-Storage · Office · Light Industrial · Automotive · Mobile Home Park · Restaurants · Bars · Day Care.

Credit required. A qualifying credit score is required, starting at 650. Both rate and terms improve as the score rises.

No income documents

No tax returns, bank statements, or operating statements to qualify.

Driven by equity

Decisions rest on FICO, LTV, and the strength of the property.

Fast submission

An application and a credit report are enough to get a read.

Have a deal? Let's talk.

Send the basics and get a straight read on whether the deal fits, usually the same day.

(720) 772-1327  ·  Gino Rodrigues  ·  Acoma Capital Partners